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To bad you're not looking for a used boat. I just listed one of mine for a great deal.
https://cnj.craigslist.org/boa/d/keansburg-1996-wellcraft-excel-23se-25/7617342269.html
I would download the BoatUs app for your phone. It gives you the weather, tides and can call for a tow from it and it gives towboat your exact location.
Looks like a great boat. I would get Geico Ins on it. Cost is about 400 a year for yours. It comes with free towing which you won't need for a few years but down by you, theres a lot of sand barges at low tide and towboat would come get you unstuck for free. And god forbid if someone hit your...
That's a great first boat. But, just like a fish tank, you will want bigger in a few years. Or maybe a bathroom for the kids, then get tired of keeping up with the leather every year...lol
Another expense every year is getting it winterized in winter and un-winterized when ready to use. My 26...
Ask your local marina if they have in and out service. You keep your boat on your trailer in their yard. Call them an hour ahead of time and they put your boat in the water. When done leave a sign in your boat or park in a designated area and just leave it there. They pull it out and put it back...