well I have a question is the economy effecting anyone else with equipment and maybe a fish or coral buy I sure am having a tough time with the economy being so tight. I would love to finish my tank but find I don't have the extra loot I used to. Any thought's on this.
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The economy
- Thread starter Lord Viper
- Start date
I've noticed that livestock prices seem to be way up, but that you can find bargains if you shop around. I have also noticed that prices on equipment made in other countries is also way up. The price for electricity is also up.
Of course, some of this is due to factors not directly related to the economy.
When you say "finish your tank" are you talking about equipment or live stock? DIY projects can often give you that piece of expensive equipment you need at a lower cost. Many corals can be fragged, so you can often grow them out to get the corals you need.
Of course, some of this is due to factors not directly related to the economy.
When you say "finish your tank" are you talking about equipment or live stock? DIY projects can often give you that piece of expensive equipment you need at a lower cost. Many corals can be fragged, so you can often grow them out to get the corals you need.
the uncertainty in the economy definitely makes me pause. The US dollar stinks so buying any non-US made equipment is going to cost more (and that includes US manufacturers that "make" things abroad) - not to mention the killer cost of shipping thanks to the Oil prices.
The only thing my family isn't concerned about is the housing - 30 year fixed mortgage here.
The only thing my family isn't concerned about is the housing - 30 year fixed mortgage here.
finish as in everything I did do a DIY skimmer that came out quite nice IMO and DIYed a sump The pump prices are scary and the lighting, good gawd ya know, well Ill get threw this im sure just want to make sure its just not me alone. thanks guys
Fixed mortgage doesn't mean squat when the township keeps hiking property taxes. My mortgage has gone up over $300 a month in the past 5 years just because of blanket property tax increases, and they still have reassessment in their back pockets!
mott768 said:mfisher2112 said:
sooo true! Our taxes have gone from $3800 in 2002 to $5700 in 2008 and that's before the reassessment which is due to kick in sometime early next year.
How true! Years ago the main question about home ownership would be, can I afford the mortgage payment. Today, the main question is can I afford the taxes?
Not all of this is the fault of you local government though. The vast bulk of your real estate taxes go to support the school system. They have been forced by the federal government to have all sorts of special education programs that the school system must pay for itself. The only way they can get the amount of money needed is to raise your real estate taxes. In addition, if you are in in an area with lots of new housing construction going on, you'll tend to get more families with more children you must educate. This means more schools and teachers, and so on, and higher taxes for you.
Diver that is a very estute answer.
Another problem with schools is that BOE are seperate bodies that operate under their own rules but not their own money.
There has been a push for shared services in schools but townsw like cherry hill dont want to use the same books as camdens inner city schools. All of the regional systems in NJ were never been money losing ventures till they broke apart and then towns had sole care of their schools.
Another problem with schools is that BOE are seperate bodies that operate under their own rules but not their own money.
There has been a push for shared services in schools but townsw like cherry hill dont want to use the same books as camdens inner city schools. All of the regional systems in NJ were never been money losing ventures till they broke apart and then towns had sole care of their schools.
ReeferNets said:
This economy right now does kinda suck. I need a new light for my tank but i'm holding off until the new year when i find out if i will get a raise and or bonus. My property taxes are almost 9,000 and i have to pay for most services seperately. The main issue that is killing taxpayers (besides the price of oil) and the reason taxes keep going up and up are the pension and benefit liabilities of the state. Politicians from both parties treat us like a never ending piggy bank. Eventually the pension system will go bankrupt it's only a matter of time, state workers are in denial by wanting more and more perks. Today i heard on the radio that a retiring police chief will be paid almost 275,000 lump sum for 300+ sick and vacation days he accumulated in his career on top of 80,000 yearly pension he will get, and that not an uncommon occurance with some public employee but not all. Most are hard working and do deserve all the benefits given to them. But in all honesty their benefit structure has to be more inline with the public sector in order for the the system to survive. the taxpayers will have the last laugh IMO unfortunately and i will feel bad for all the hard working public employees who will suffer because of a few greedy individuals who ruin it for the rest. Just my opinion
Harry